Alliance Bank CashVantage Personal Financing-i

Alliance Bank
Alliance Bank
Alliance Bank



MOHON DISINI !!!
Alliance Bank CashVantage Personal Financing-i
A flat rate unsecured Islamic Personal Loan with low monthly instalments, no processing fees, and super fast approval! Get your cash today with flexible financing tenure for up to 7 years.
Financing up to RM150kUp to 7 years tenureUnsecured Islamic Financing48 hours approval


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What Alliance Bank will offer you just for applying for this Alliance Bank CashVantage Personal Financing-i



Fast Approval
Interest Rates
How much the bank charges you based on your loan amount & loan period

Financing Value Financing Period Your Income Profit Rate
RM5000 - RM150000 12 to 84 months min. RM36000 8.88% p.a.
RM5000 - RM150000 12 to 84 months min. RM120000 7.88% p.a.
Fees & Charges
There are always fees but how much are they?

Profit Rate / APRfrom 7.88% p.a. to 8.88% p.a. , depending on income and customer profileProcessing FeeNo FeeLate Payment Charge1% from current outstanding amount
Requirements
Are you eligible for this personal financing?

Minimum annual incomeRM36000Minimum age21 years oldMaximum age60 years old



Frequently Asked Questions about Alliance Bank CashVantage Personal Financing-i
Things you might want to know

How much money can I borrow?
With the CashVantage personal financing-i, your borrowing amount can range from RM5,000 to RM150,000. Your repayment period is flexible between one and seven years.

What fees do I have to pay for the Alliance Bank CashVantage personal financing-i?
No extra processing fees are charged when you apply for Alliance Bank CashVantage. You will need to pay Government Stamp Duty and handling fee amount to 0.55% that will deducted from the total amount you borrow.

What documents I need to apply for this personal financing plan?
This is an unsecured personal loan so you will not need to provide a down payment or guarantor. To make an application you must provide supporting documents:

Salaried Employee

Copy of MyKad (front and back)
Last three month’s payment slips or EPF statements.
Last three month’s bank savings account passbook or current/savings account statement.
Self-Employed

Business Registration Certificate (must be at least two years old).
Last six month’s bank statements
Most recent Form B from the Inland Revenue Board
Latest EPF form.
How do I get the money?
Your application for CashVantage will be approved within a few working days. Once your loan is approved the money you are borrowing will be transferred to the account of your choice.

How do I pay the monthly instalments?
Payments can be made conveniently using Inter-bank GIRO ( IBG). It is hassle-free, secure, and low cost.

Can I pay my CashVantage loan off early?
You can finish paying for your loan early but you need to give three months notice of your intention to clear you debt before the due date. There are no penalties for early repayment and you will receive a rebate on the remaining unpaid instalments.

Will I get the promoted rates?
The rates being offered are for salaried employees with a good credit history. If you've had trouble with repayments or credit debt in the past, Alliance Bank may charge rates from 10.88%, up to 14.28% p.a.

If you are self-employed, the rates offered are 9.88% to 13.68% p.a.